This is all useful advice, but I pay my bills on time, have always shopped sales with coupons and at the farmer's market to keep the grocery bill low, split a basic cell phone plan with my out-of-state mom to keep in touch cheaply (she's disabled, so frequent contact is indeed necessary), do actually require a decent internet connection to run my business, have never bought a new car (go used '92 Volvo sedan!), have a very low interest rate on my lone credit card and don't have a gym membership/subscription service for a fancy, shiny bit of new technology/similar expenditure and my only debt is the mortgage. Do you have any money-saving tips for people like me?
JulesNoctambule
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